We’re the only company in the UK that reports across all key rating agencies

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Experian
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Equifax
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The importance of knowing your business credit ratings

The benefits

  • Gain a thorough understanding of your creditworthiness
  • Improve the management of your credit risk and financial planning
  • Detect errors and inaccuracies quickly
  • Discover how others view your business.

Your credit profiles can impact

  • Trade credit terms and working capital
  • The rates on your borrowing
  • How your business is perceived and viewed as a risk
  • Sustainable growth strategies.

Lightbulb’s edge

Choosing Lightbulb means embracing a partnership with proven success. Our tailored approach to Credit Improvement, Credit Monitoring, and insights sets us apart.

Lightbulb brings a unique blend of experience, innovation, and commitment to your success. Trust in our track record, personalised solutions, and unwavering dedication to guide your business towards its full potential.

Begin
credit insight report

Unlock new possibilities

If you’re facing challenges in accessing finance at competitive rates, securing working capital, or winning tenders, you should review your credit profiles as a priority.

Lightbulb’s proven testimonials and unparalleled understanding of credit profiles has empowered businesses to secure over £700 million in essential funding. Choose us for a reliable partner dedicated to transforming your financial landscape and unlocking funding opportunities that were previously expensive or inaccessible.

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Credit Insight Report

Get the help your business needs

In the ever-evolving landscape of business, having the latest insights into your credit profile is crucial. Your first step is to request your complimentary Company Credit Insight Report. Your bespoke report will provide a comprehensive view of your credit ratings, limits, and crucial data insights. It’s the foundation for informed decision-making, unlocking opportunities for growth, funding, and strategic partnerships.

Get your report
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Hear from our clients

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“On the advice of a broker, we engaged Lightbulb to review our credit score. After the past two years we have struggled to keep our head above water Y/E 2021 and 2022 due to effects of Lockdown, but since July 2021 to July 2022 we have turned a corner and are now trading well. Because the delays in submitting financial information our credit score dropped dramatically. Within seven days Lightbulb transformed our Experian rating beyond all expectations to 93/100! I cannot recommend Lightbulbs Services Highly Enough and have engaged them to work on maintaining our credit score on a monthly with their monitoring service.”

Jeremy | MD, White Goods Distributer

“I don’t know how you did it but that is excellent news for us as a business. We have been banging our head against a wall with Experian for circa 15 months to no avail, so you being able to sort it out in such a short space of time is very well received and extremely impressive, I just wish I’d heard about your services sooner! Many thanks again. We have been really pleased with the rapid and positive results that James and the team at Lightbulb delivered for us across 2 key agencies.”

Mick M | MD, Construction Company

“The team at Lightbulb delivered immediate improvement, almost overnight, and created a strategy that in just a few months resulted in significant progress, leading to greater business security and a clear path for success. James and his team are very proactive and understand how business works. We would have no hesitation in recommending Lightbulb as a future business partner to help create and maintain a platform for success.”

Ian W | Director, Housebuilding Company

“My experience of using Lightbulb Credit has been incredibly positive. Helpful, and very easy to work with, the services provided have been impactful, and was turned around very quickly. I wish I had known about them years ago, as I can’t think of a business that I have ever worked in where their services would not have been of benefit.”

Mark E | CFO, business advisory service

Harness the power of your business credit profiles: how it works

lightbulb four step process

1. Fill out the form

To get started, simply complete our easy form to request your free Company Credit Insight Report.

2. Receive your report

After submitting your request, you will typically receive your detailed report within one hour.

3. Gain insights

The report will detail your business’s credit ratings and recommended limits from all of the main rating agencies.

4. Next steps

If required, our Credit Improvement service supports you to improve your business credit profiles.

Start for free

Start your journey with Lightbulb

It all begins with a free Company Credit Insight Report. Find out more and request your report today.

Get your free report
lightbulb private equity credit report