Your free report
Gain a greater understanding of how the key credit rating agencies view your business with a free, insightful report.
- A fast and free multi-agency view
- Leaves no credit footprint
- Receive advice from the UK’s leading business credit rating experts.
Develop your understanding of the key UK credit rating agencies.
Understand which agencies are key for your business.
Gain insight into any issues and access fast, risk-free solutions.
We are the only company in the UK that checks your credit profiles across all key rating agencies with our report.
What’s included in the report?
Our insightful report will help you gain a better understanding of:
- Your business credit ratings and recommended credit limits
- How these have changed over the last 12 months
- The agency most suppliers are searching for your business through
- How your business is perceived to pay its suppliers and any registered CCJs.

Business credit limits and ratings across the key credit rating agencies.
Search volumes, with a breakdown of which credit rating agencies suppliers and funders are using.
Payment data insight, with details of how well you’re perceived to be paying suppliers.
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Testimonials

“I have worked with the team at Lightbulb for a number of years and find the information they provide very useful. Most small businesses have no understanding of their credit ratings and how it impacts their business. We often share this information with clients in early meetings and they are surprised by the information that is out there and the perception of their business. As an outcome, we have referred numerous clients to Lightbulb where there have been significant credit rating improvements – this helps with raising finance, improving trade credit terms and also winning contracts and tenders.
Lightbulb has developed a model that, with the right information, provides a quick turnaround and positive results in a short space of time. I have regularly been able to go back to clients with better results than expected and inside the timescales that we suggested.”
Richard Mason | Principal, Ricosta Capital (funding broker)
“I have used Lightbulb’s free reports on a number of businesses that I work with and I find their initial reports and the subsequent follow-ups incredibly incisive and helpful. They help me provide direction in how to deal with my clients’ supply chain and ensure we are addressing the weaknesses in our communications and that the supply chain and the credit ratings agencies are as up-to-date as we can make them.”
Glynn Thomas | Business Advisor
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