Advisory that de-risks today – and unlocks tomorrow

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Backed by unparalleled access to data, deep industry relationships, and the ability to move swiftly under NDAs, Lightbulb is the trusted partner in this innovative space.

Shine a Light on Financial Confidence

At Lightbulb, we empower businesses to take control of their financial future. Understanding how your company is rated and the working capital at risk isn’t just important; it’s essential for long-term stability and growth.

We specialise in strategic advisory services focused on trade credit ratings, trade credit insurance, and their direct impact on working capital. Whether you’re navigating complex transactions or planning for change, we help you stay one step ahead.

From M&A activity to divestments, debt-for-equity swaps, NewCo carve-outs, and material uncertainty situations, our proven expertise helps minimise risk and avoid cash shocks when it matters most.

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Gain total confidence with your business credit profile

Trade credit expertise

Navigate the complexities of trade credit ratings and insurance with confidence – protecting your cash position from avoidable shocks.

Working Capital at Risk

Lightbulb work with you to help you assess and understand the level of working capital at risk or the value of working optimisation program and how this can unlock value for your business.

Strategic transaction support

From M&A to NewCo carve-outs and debt-for-equity swaps—we help you anticipate risk and plan your financial structure with clarity.

Bespoke financial insight

Every business is different. We provide tailored advice that aligns with your growth plans, risk appetite, and financial goals.

Confidence under uncertainty

When the future feels unclear – due to material uncertainty or shifting markets – we help you take control with actionable insights.

Investor and board assurance

Support internal and external stakeholders with well-founded financial strategies that demonstrate stability and foresight.

Credit Monitoring Testimonial

“As CFO, I was looking for a company that could support me in the fluctuating world of credit ratings and provide me with an independent view of our business. Lightbulb has more than delivered this and beyond. 

The regular monthly updates on our business credit status save me time by alerting me to any changes that occur. This insight has enabled a much more proactive approach to credit management which is invaluable in today’s uncertain world.”

 

Mark | CFO | Plastic Product Manufacturer

“Lightbulb helped us significantly boost our credit scores across multiple rating agencies. Their proactive guidance and user-friendly online dashboard made it easy to understand the steps we needed to take. Tracking our progress became simple and motivating thanks to their clear, actionable insights.”   

 

Neil | CFO | Security Systems Provider

“We have been working with Lightbulb for a number of years now and are signed into their monthly monitoring system. They have worked proactively with us to ensure our ratings positively reflect our position and have achieved significant adjustments to our scores, particularly with one agency who we have previously found it difficult to work with. If you have any concerns about how the credit rating agencies are scoring you, then I recommend a Lightbulb consultation.”   

 

Roddy | CEO | Signage Manufacturing & Installation