Your free Company Credit Insight Report

Get report

See how the outside world views your business with a free, detailed multi-agency report.

creditsafe
Experian
dun and bradstreet
Equifax
RedFlag Alert

Your free Company Credit Insight Report

Your report is the first step towards a better financial future for your business. 

  • Typically receive your report within as little as one hour
  • Gain insight into what lenders, contract awarding bodies, and suppliers see when you apply for credit
  • A whole-market view of your business.
Request your report now
Credit Insight Report

Is our free Company Credit Insight Report right for you?

A multi-agency view

The report includes data from all of the major business credit rating agencies.

Fast and free

Receive your bespoke report straight to your inbox, typically within one hour.

No credit footprint

Requesting a report will not impact your business’ credit profile.

What information is in the report?

Helping you navigate the world of business credit profiles.

  • Your business credit ratings, and how these have changed over the last 12 months
  • Your recommended credit limits, and how these have changed over the last 12 months
  • Details of the agency most suppliers are searching the business through 
  • Information about how your business is perceived to pay its suppliers
  • Insights of any registered CCJs.
Get your report
credit insight report

How it works

lightbulb four step process

1. Complete the form

Fill in our form with your details, the company name and company registration number.

2. Sit back and relax

Our team will get to work compiling your bespoke report.

3. Receive the report

Our team will share the bespoke report with you via email, highlighting any areas that require improvement.

4. Schedule a call

You can book a meeting with a member of our team to run through the report. Simply click the “book meeting” link in the email containing the report.

Success stories

Since 2018, Lightbulb Credit has enabled over 700 million pounds worth of funding and 3 billion pounds has been added to our clients’ balance sheets. Explore some of our success stories.

View our success stories
Funding
Proactive credit improvement cuts client’s borrowing rate by 3.2 percentage points
construction
Bespoke service
Navigating construction chaos: Lightbulb averts financial crisis, saving £20-25m.
manufacturing
Monitoring
Empowering businesses with strategic advantages through our Credit Monitoring service.
logistics case study
Tendering
Logistics firm triumphs in tender bids, turning rejection into success.
Funding
From declines to approvals: SME funding helped in 48 hours.
Credit Insight Report Testimonial

“I have used Lightbulb’s free reports on a number of businesses that I work with and I find their initial reports and the subsequent follow-ups incredibly incisive and helpful. They help me provide direction in how to deal with my clients’ supply chain and ensure we are addressing the weaknesses in our communications and that the supply chain and the credit ratings agencies are as up-to-date as we can make them.”

 

Glynn Thomas | Business Advisor

“I have worked with the team at Lightbulb for a number of years and find the information they provide very useful. Most small businesses have no understanding of their credit ratings and how it impacts their business. We often share this information with clients in early meetings and they are surprised by the information that is out there and the perception of their business. 

As an outcome, we have referred numerous clients to Lightbulb where there have been significant credit rating improvements – this helps with raising finance, improving trade credit terms and also winning contracts and tenders. 

Lightbulb has developed a model that, with the right information, provides a quick turnaround and positive results in a short space of time. I have regularly been able to go back to clients with better results than expected and inside the timescales that we suggested.”


Richard Mason | Principal, Ricosta Capital

Frequently Asked Questions

Our free report includes data and insights from Experian, Creditsafe, Equifax and Red Flag Alert. We can also provide data from Dun & Bradstreet upon request.

Our services leave no credit footprint. As we don’t directly supply finance or trade credit terms, our credit searches have no impact on your business credit profile.

Yes, our team can advise you on which agencies to focus on and structure a proposal to meet your requirements. Our free report and Credit Improvement service will also provide you with a strong understanding of your creditworthiness across the key agencies.

The free report will usually be delivered within one hour. If it’s requested at a weekend or on a bank holiday, it will be completed the next working day.
If your report hasn’t arrived yet, our team may be experiencing a high volume of requests. We’re working through these and will send you your report as soon as possible.

No, as business credit rating experts, we only provide data on business credit profiles and support with business credit-related queries.

Our team is always happy to help. Please email enquiries@lightbulbcredit.com and we’ll answer any questions you might have.

No, Lightbulb Credit is not a credit rating agency. However, we work with the leading UK credit rating agencies, utilising data from Experian, Creditsafe, Equifax, Dun & Bradstreet and Red Flag Alert to support our clients.

Each agency is independent and uses a unique scoring methodology. This means that the same business can be viewed very differently by each of the agencies. Our Credit Improvement service can help to enhance business credit ratings with specific agencies by providing tailored suggestions and recommendations.