Improve your business credit ratings with Lightbulb’s expert solution

“We engaged with Lightbulb to review and look to support an improvement in our credit ratings across the group as we had been impacted by a lengthy integration of a turnaround acquisition, we made. Lightbulb were able to deliver an instant impact, using up to date management information provided to them to speak with the relevant agencies who were then able to update their ratings of the entities in our group. I’d thoroughly recommend Lightbulb to any business”

James | CFO | Healthcare Provider

“We have been delighted and very impressed with all the work Lightbulb have done on our behalf. The team are clearly experts in their field, have great relationships with the credit agencies, are highly responsive and have enabled us to improve our credit rating significantly. We are delighted with the service provided so far.

I would highly recommend Lightbulb and look forward to our companies continuing to work together”

Alistair | Group CEO | Furniture Manufacturer

“We were introduced to Lightbulb Credit following a challenging 2023 trading year and consequent downgrading of credit rating crucial for securing an ongoing workstream. Faced with waiting up to 9 months to lodge audited 2024 results which show a complete turnaround in trade and working capital, we looked at the solutions open to us, many of which were uncertain in terms of result and of significant cost, both in terms of resource and outlay. The straightforward consultation and support provided by Lightbulb Credit, along with their expertise in the rating industry, enabled the significant uplift in rating they had indicated at the outset, all well within two working weeks of first discussion – exactly the approach needed – thank you.”

Chris | Head of Finance | Construction & Engineering Contractors

“We have been working with Lightbulb across the majority of our portfolio companies to ensure their credit ratings are fully reflective of the current financial and managerial position. Through a process of active engagement with each of the agencies, the credit ratings of many of these businesses have improved materially. Lightbulb’s extensive experience in this process, strong relationships with credit rating agencies, and deep understanding of the drivers of credit ratings have been instrumental in enabling these improvements. We will continue to work closely with Lightbulb for future investments.”

Alex | MD | Private Equity Group

“James approached us after our year end to see if we wanted to improve our company credit score. It had recently plummeted because we had divided the business into separate subsidiaries and the credit rating agencies weren’t looking at the consolidated business. The drop in our score was really hurting our business reputationally. James made pretty bold claims, suggesting he could move us from very high risk to low risk in the space of a few weeks. I was slightly sceptical, but to my delight and surprise, he moved our scores up to exactly where he said they would go. They clearly have all the right contacts and know how to present evidence to the credit rating agencies to get fantastic results. Thank you, James and team.”

James | CFO | Car Finance Provider

“As a logistics and relocation specialist, we often tender for large contracts. We approached Lightbulb after becoming aware that our risk rating with one of the agencies was well below the rating required to be part of large tender bids. Lightbulb quickly investigated our profile with this agency and discovered that the information they held on our company financials and group structure was out of date and that their records of our payment data were also inaccurate. The Lightbulb team advised us on the actions needed to turn this situation around and after presenting our up-to-date information to the analysts at the agency our risk rating was amended to where it needed to be. The team at Lightbulb delivered the results they promised and enabled us to confidently bid for an important tender project knowing that our rating would no longer be an issue. I wouldn’t hesitate to recommend them or use their services again in the future.”

Dave | CFO | Logistics Group