Stay informed with whole-market Credit Monitoring

Try it now

We partner with the major credit rating agencies to enable comprehensive monitoring of your business credit ratings.

How Credit Monitoring works

Gain peace of mind with whole-market Credit Monitoring through our unique portal, reports, and dedicated support from just £140 a month (exclusive of VAT).

Real-time alerts on rating changes
A detailed monthly report tracking your progress
Direct access to our expert team for guidance
Stay ahead with valuable market insights

Start today

Gain total confidence with your business credit profile

360-degree visibility

Different agencies may use varying scoring models, so comparing results from multiple sources paints a detailed picture.

Holistic risk management

Adapt to changing financial conditions and proactively address potential issues that might affect your creditworthiness.

Strategic decision-making

Make strategic decisions with confidence. Monitor business credit scores on all major agencies, ensuring you have a complete view for informed choices.

Gain a competitive edge

Stay ahead of credit fluctuations. Regular monitoring allows you to position your business as a reliable partner.

Early error detection

Whole-market monitoring means you can quickly identify and resolve any discrepancies before they escalate.

Investor confidence

Monitoring your business credit profiles across all agencies signals financial stability and responsibility, attracting potential investors.

What’s included

Real-time alerts

Stay ahead of the curve with real-time alerts, mitigating risks and safeguarding your financial future.

Monthly insight report

Monthly reports illustrate how your credit ratings evolve, enabling better decision-making.

Expert support

Proactive guidance from the Lightbulb team ensures personalised support, helping you navigate credit challenges and rectify issues.

Gain valuable insights

Stay informed with exclusive insights into market trends. Make data-driven financial decisions.

Know how the insurers are rating you

Coface, Allianz Trade and other leading trade credit insurers quietly influence the terms businesses get from their suppliers. Add their live alerts to your monitoring for just £40/month, and you’ll never be the last to know when their view of your business shifts.

Our impact

Discover success stories from clients who used our Credit Monitoring service to safeguard the health of their credit profiles.

Learn about their journey.

Funding

Proactive credit improvement cuts client’s borrowing rate by 3.2 percentage points

Bespoke service

Navigating construction chaos: Lightbulb averts financial crisis, saving £20-25m.

Monitoring

Empowering businesses with strategic advantages through our Credit Monitoring service.

Tendering

Logistics firm triumphs in tender bids, turning rejection into success.

Funding

From declines to approvals: SME funding helped in 48 hours.

“As CFO, I was looking for a company that could support me in the fluctuating world of credit ratings and provide me with an independent view of our business. Lightbulb has more than delivered this and beyond.

The regular monthly updates on our business credit status save me time by alerting me to any changes that occur. This insight has enabled a much more proactive approach to credit management which is invaluable in today’s uncertain world.”

Mark | CFO | Plastic Product Manufacturer

“Lightbulb helped us significantly boost our credit scores across multiple rating agencies. Their proactive guidance and user-friendly online dashboard made it easy to understand the steps we needed to take. Tracking our progress became simple and motivating thanks to their clear, actionable insights.”

Neil | CFO | Security Systems Provider

“We have been working with Lightbulb for a number of years now and are signed into their monthly monitoring system. They have worked proactively with us to ensure our ratings positively reflect our position and have achieved significant adjustments to our scores, particularly with one agency who we have previously found it difficult to work with. If you have any concerns about how the credit rating agencies are scoring you, then I recommend a Lightbulb consultation.”

Roddy | CEO | Signage Manufacturing & Installation

Frequently Asked Questions

Lightbulb’s Credit Monitoring service includes data from Experian, Creditsafe, Equifax, and Dun & Bradstreet. There is also the option to add data several trade credit insurers to the service for an additional fee.

Yes, we work with several of the leading trade credit insurers, including Coface and Allianz. You can include this data within your subscription for an additional £40 + VAT per calendar month.

The Credit Monitoring service is billed monthly in advance by direct debit.

Start Credit Monitoring today

Monitor your business credit profile across Experian, Creditsafe, Equifax and D&B, all from a single dashboard for just £140/month (excluding VAT).

You can also add Coface and Allianz trade credit insurer data for an extra £40/month (excluding VAT).

Monitoring Registration

Your first name

Your surname

Your email

Phone

Company name

Company number

Insurer data

Yes, I’d like to see how the insurers view my business. Find out more here.

By completing this form, you are agreeing to Lightbulb Credit’s Terms & Conditions and Privacy Policy.

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Yes, I’m happy to give you personal data because I know you’ll keep it safe and secure. Please keep me up-to-date with your news and special offers. View our privacy policy for more information.

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